Legal terms governing the use of our website and services
These Terms of Service ("Terms") govern your access to and use of the Danish Senior Insurance website, products, and services. Please read these Terms carefully before using our services.
By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.
By accessing or using the services provided by Danish Senior Insurance ("Company," "we," "us," or "our"), including our website at www.danishseniorinsurance.com (the "Website"), you agree to be bound by these Terms of Service. If you do not agree to these Terms, you should not access or use our services.
We may revise these Terms at any time by updating this page. It is your responsibility to review these Terms periodically as your continued use of our services following the posting of changes will mean that you accept and agree to the changes.
In these Terms, the following definitions apply:
To use certain features of our Services, you may need to register for an Account. When you register, you agree to provide accurate, current, and complete information and to update this information to maintain its accuracy. You are responsible for safeguarding your password and for all activities that occur under your Account. You agree to notify us immediately if you suspect any unauthorized use of your Account.
You must be at least 18 years old to create an Account and use our Services. By creating an Account, you represent and warrant that you are at least 18 years old.
You may not create more than one Account without our express permission. We reserve the right to terminate any duplicate Accounts.
We reserve the right to suspend or terminate your Account at any time for any reason, including but not limited to violation of these Terms. You may also terminate your Account at any time by contacting our customer service.
Danish Senior Insurance offers various insurance products and services specifically designed for senior citizens in Denmark. Our website provides information about these products and services, allows users to request quotes, and facilitates interaction with our customer service team.
The content on our website is provided for general information purposes only. While we strive to keep information accurate and up-to-date, we make no representations or warranties about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on our website.
Any quote or estimate provided through our website is subject to verification and does not constitute a binding offer of insurance coverage. Final insurance terms, conditions, and pricing will be confirmed upon application review and acceptance by our underwriting team.
The terms and conditions of any insurance policy purchased through Danish Senior Insurance will be governed by the specific policy documents provided to you. In the event of any conflict between these Terms and the terms of your insurance policy, the policy terms will prevail.
We accept various payment methods for our insurance products, including credit cards, bank transfers, and direct debit. All payment information provided must be accurate, complete, and you must be authorized to use the payment method specified.
If you choose a recurring payment plan for your insurance premiums, you authorize us to charge your payment method on a recurring basis for the agreed amount. You may cancel your subscription or change your payment method by contacting our customer service at least 5 business days before the next scheduled payment.
Payment processing services are provided by authorized third-party payment processors. By using our services, you agree to be bound by the terms and conditions of these payment processors.
All prices listed on our website are inclusive of applicable taxes, unless otherwise specified.
Refund policies for insurance premiums are governed by Danish insurance law and the specific terms of your insurance policy. Please refer to our Refund Policy page for detailed information.
The Website and its content, features, and functionality are owned by Danish Senior Insurance, its licensors, or other providers and are protected by Danish and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Website solely for personal, non-commercial purposes related to exploring or purchasing our insurance services. This license does not include the right to:
The Danish Senior Insurance name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Danish Senior Insurance or its affiliates. You may not use these marks without our prior written permission.
Our Website may allow you to post, submit, or transmit content such as comments, reviews, or other materials. By providing any content to our Website, you grant us a non-exclusive, perpetual, irrevocable, royalty-free, worldwide, fully-paid, assignable, and sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works, distribute, and display such content.
You agree not to post content that:
We have the right, but not the obligation, to monitor, edit, or remove any content submitted to our Website. We take no responsibility and assume no liability for any content posted by you or any third party.
You agree not to engage in any of the following prohibited activities:
Our Website may contain links to third-party websites or services that are not owned or controlled by Danish Senior Insurance. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
You acknowledge and agree that Danish Senior Insurance shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.
Your access to and use of the Website is provided on an "as is" and "as available" basis. We do not guarantee that the Website will be available, uninterrupted, timely, secure, or error-free.
While we strive to provide accurate information, we make no warranty or representation regarding the accuracy, reliability, or completeness of the content on our Website. Any reliance you place on such information is strictly at your own risk.
Information about insurance products on our Website is intended as a general description only. The specific terms, conditions, limitations, and exclusions applicable to any insurance product are contained in the specific policy documents.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, DANISH SENIOR INSURANCE DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL DANISH SENIOR INSURANCE, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
THE LIMITATIONS OF LIABILITY SHALL APPLY WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF DANISH SENIOR INSURANCE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.
You agree to defend, indemnify, and hold harmless Danish Senior Insurance, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website, including, but not limited to, your User Content, any use of the Website's content, services, and products other than as expressly authorized in these Terms.
These Terms shall be governed by and construed in accordance with the laws of Denmark, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Denmark.
We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
Upon termination, your right to use the services will immediately cease. If you wish to terminate your account, you may simply discontinue using the services or contact us to request account deletion.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.
What constitutes a material change will be determined at our sole discretion. By continuing to access or use our services after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the services.
If you have any questions about these Terms, please contact us:
Danish Senior Insurance
Vesterbrogade 149
1620 København V
Denmark
Phone: +45 8888 7777
Email: [email protected]
Last Updated: September 1, 2023